This course is designed for the learner to acquire practical knowledge on bookkeeping and accounting with the ability to maintain a set of accounting records for audit and financial reporting. Accounting and bookkeeping are a key part of the administration of a business and the possession of this knowledge and ability to perform accounting duties would enable the learner to perform the role as an effective office administrator or an accounting officer.

The Certificate course in Credit and Lending at ANZ Institute, is an introductory course for new banking staff who are preparing for credit and lending roles in the bank or financial institution. This course provides a firm background for the learner and serves as a foundation for developing further credit skills such as skills in SME Lending described earlier.

The Certificate in Business Finance is an introduction to finance for corporate managers who have frontline market and business responsibilities. The content has been designed to provide a broad coverage of common financial issues such as profit, pricing and return on investments, business liquidity and market valuation of assets and businesses. It sets the platform for further learning and understanding other more complex issues.

Financial management is the application of financial concepts to the financial resources of an organization with the aim of maximizing returns and minimizing financial risks. It involves three types of financial decisions – capital budgeting, financial structuring and working capital decisions.

The banking and financial services sector is one of the fastest growth sectors in the economy. As businesses grow across the economy, more financial resources are required to fund additional or new industrial infrastructure, asset acquisitions, adoption of new technologies and market building activities.

Financial analysis is the process of evaluating business proposals, projects, budgets and other finance-related entities to determine their performances and economic viability. Typically, financial analysis is conducted to determine whether an entity is stable, solvent, liquid or profitable enough to warrant a monetary investment. This is particularly important in credit risk evaluation and loan approval process in a bank or financial institution. For bank officers employed in banking institutions, financial analytical skills are key requirements for front lien banking operations.

This is a specially designed program for corporate directors of large companies including those directors of corporations that are publicly traded on the securities exchanges. In today’s complex corporate environment, a director and any member of the board, has increasing corporate responsibilities and liabilities, some of which are very severe in relation to the compensation received for being a director.

Organizations are managed by managers at all levels across different functions and operating processes. Financial resources are then allocated and these managers make the decisions on how they are deployed for the most effective outcome at work. Managers operate with their team members, colleagues and subordinates. While they may not be accountants, all of them have some form of accountability over budgets and how the allocated resources are used.

Business and corporate activities or organizations involve the use of financial resources and require decision making by executives and staff across the organization. This is made more complex by varying demands of customers, clients and suppliers to the organization. This may be complicated further by new government regulations and actions of market competitors. All of these together create a risk environment that impact an organization’s success, or failure.

The term ‘capital market’ refers to the market environment where corporations raise capital and funding to fuel their growth and business strategies. Capital market activities are regulated by the securities exchange, and securities laws of each country and there are important financial issues to be understood before organizing capital or fund - raising activities for these expanding corporations.